Getting Started

Harrison Row is a proud participant of the Chicago Housing Trust, a program that provides qualified working individuals and families the opportunity to purchase homes of their own at an affordable price. We are excited you are considering Harrison Row for your next home. 

Below are the steps to purchasing a Harrison Row home through the Chicago Housing Trust program. 

Step 1 - Do You Qualify for This Program?

Request a Showing

Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact us today.

The first step when shopping for a home is getting pre-approval from a lender.  This is a key piece of information that will let you know; how much you can borrow, the type of loan you qualify for, and the price of a home your budget can comfortably afford.  Please note that at this time, the Chicago Housing Trust program only allows homes to be purchased with a conventional loan (unless purchased completely with cash). Click here for a list of Chicago Housing Trust's preferred lenders.


When purchasing a home through the Chicago Housing Trust program, the buyer(s) is/are required to attend homebuyer training sessions. This is put in place to give homebuyers a better understanding of the program, what to expect when purchasing a home, and financial awareness.


Orientation/Training provided by Chicago Housing Trust staff.  Sessions are held twice per month.  Please contact Jennie Fronczak at [email protected].

*Please note that any unit sold under the Chicago Housing Trust program that includes monthly HOA fees will require you to also attend the Condominium training that immediately follows the Chicago Housing Trust orientation session and is provided by Rogers Park Community Development Corp. d/b/a Northside Community Resources CDC.


Housing Counseling Training/Session by a HUD approved agency.  Some agencies that provide counseling free of charge are:

Chicago Urban League Pre-Purchase: Pamela Stalling (312) 379-9521/ email: [email protected]

Northside Community Development Corporation Christina M. (773) 262-2290 /email: [email protected]

Neighborhood Housing Services (773) 329-1111 /email: [email protected]  


For a complete list of agencies click here.

You must be certified to purchase a Chicago Housing Trust unit

The Chicago Housing Trust Home Buyer Application is a separate application package which you complete and submit to the Chicago Housing Trust. The staff will review your Application and supporting documentation to verify that you meet the eligibility guidelines required in order to purchase an affordable home through this program. You must receive this certification before you can sign a Purchase Contract.


Remember your total household income (from all household members 18 and older) must be equal to or less than the 120% AMI income limit for your household size and your monthly housing payment cannot exceed 33% of your monthly gross income.


Click here to access the Chicago Housing Trust application today.


Persons in Household 120% of AMI
1 $87,600
2 $100,080
3 $112,560
4 $125,040
5 $135,120
6 $145,080
7 $155,160


Have you identified which unit at Harrison Row would be a perfect fit for your household? If not, reach out to our real estate agents now to get more information, schedule an appointment, or take a virtual tour to help you discover the best fit.

Once you have determined your “Home Sweet Home”, our agents are here to help you submit a Purchasing Contract and guide you through the closing process.

Hire an attorney to help with the legal process of closing on your new home.  Though you are allowed to choose any attorney you wish, a list of attorneys familiar with the Chicago Housing Trust process and its requirements (including the 30-year deed restriction) can be found on the resource page.